In this section, Fearless Finances gives you specific, easy to follow recommendations you can implement right away. We will recommend how much to save each month and to which account. We will tell you whether you need to adjust your retirement contribution to save adequately and how to best pay off your credit card debt (if you have any), while staying within your monthly cash flow targets. Fearless Finance will also give you guidance on the amount of TERM life insurance you may need (if you have dependents).

Your recommendations are specifically written for your household taking into account your specific target expenses, goals and savings needs. If you follow the recommendations, you should pass all 5 Points of Financial Security in the amount of time shown in the recommendation.

Financial Security is all about commitment and trade-offs, but oh what a great feeling to not be stressed out about your finances.

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