Fearless finance has your target monthly expenses listed here for easy access to them. Your monthly cash flow is the key to your financial health and security and it is helpful to see it here with your other financial data like your cash flow, balance sheet and Annual Needs. These are the target expenses you estimated a few screens back.

The Total Monthly Expense Targets tells you how much you believe your household spends on the usual stuff you need each month. This does not count Annual Needs like a vacation, or special circumstances like a car repair or emergency flight. This is just what it takes to keep your household going. Pretty surprising!

If you think you want to change or trim an expense, you can click Edit Financial Data Input (orange button) at the top and then click ‘monthly targets.' Change whatever you want to rerun the app to see how it would change your cash flow and other areas of the Summary.

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